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Upstart– Personal loans for graduates and others with no credit history Fees and rates will depend on the lender you select.Ĭlick to make lenders compete for Personal Loans up to $35,000 Loans are available to bad credit borrowers as well with credit scores as low as 580 accepted.

The site is a strong contender in its ability to provide you with different options including traditional bank loans with lower rates as well as personal loans from peer lenders. With the lending network idea, you’ll generally get more options like how long to repay your loan and different interest rates. You fill out your loan request just as you would any of the other sites and lenders compete for your loan. It’s kind of like LendingTree for personal loans, matching borrowers up with a lender. While it’s not a peer to peer network in itself, deserves a mention on its network referral system. Personal Loans – My most recommended personal loan provider The loan application process works about the same on all but there are some unique features on a few that you don’t want to miss. I’ve used four p2p lending sites through 2020, two for bad credit loans and two for improving my credit. Interest rates will be competitive on most sites but you can save money by avoiding the lenders with the highest fees. Looking through the list of p2p loan sites, watch for websites with low or no origination fees and no hidden fees. Peer to peer loans on bad credit can get expensive if you don’t budget your money and find yourself defaulting on the debt. It will also help you save on fees and pay off your loan without falling back into the bad credit trap.īefore applying for a peer to peer loan, make sure you can keep up with the payments. It’s easy to get a loan, except for when you need it!įinding the right p2p lending site for your needs will help you get a cheaper loan. Whether you’re looking for a short-term loan, a small business loan to get off the ground or a loan on bad credit, you will find some good options at the sites below. I’ve also provided a quick classification at the end of the post to help you find the best peer lending site for personal loans, business, student loans, bad credit loans and other uses.īelow is a list of 23 peer to peer lending and online loans sites that offer personal loans, bad credit loans, business loans and debt consolidation loans. I’ve updated the post with new peer to peer lending sites for 2020 and new ways to get a peer loan.

It’s never been easier to get a peer to peer loan, even on bad credit. How to Use Peer to Peer Loans for Bad Credit